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Insurance & Payment Information
EMDR and Trauma-Focused Therapy for Adults in Maryland, Virginia, and Washington, DC
Get clear answers about therapy costs before the appointment
Whether you're using insurance, paying out of pocket, or somewhere in between, here is exactly what to expect, with no fine-print surprises.
Three Ways to Get Started
1
Covered by your plan
Accepted Carriers:
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Blue Cross Blue Shield
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United Healthcare
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Aetna
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Cigna
What you pay depends on your specific policy.
2
$150 - $175/session
No insurance involved.​
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Full privacy with no diagnosis on file with your carrier.
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No session limits
3
Insurance reimbursement
Pay session fees directly.
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Submit a superbill to your insurer for possible reimbursement.
Insurance Plans Accepted
Be Heard Live Well is in-network with the following carriers. Coverage depends on your individual plan, as deductibles, co-pays or co-insurance, and authorization requirements vary.
United Healthcare
Cigna
Blue Cross Blue Shield
Aetna
Questions to ask your insurance carrier:
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Do I have mental health coverage?
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What is my co-pay or co-insurance for outpatient therapy?
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Do I have a deductible? Does it apply to outpatient therapy? How much has been met?
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Is there a session limit or pre-authorization requirement?
*Mental health coverage covers EMDR, you don't need special coverage for it.
I'll do everything I can to help you navigate this process but since plans vary so much, confirming your specific benefits with your carrier is the most reliable way to know what your benefits cover.
Self-Pay
Paying out of pocket is a good idea if you prefer not to use insurance or if you don't want your insurance carrier involved with your treatment.
Initial Session
$175
Intake session. Our time is used to understand your history and goals.
Ongoing Sessions
$150
Standard 50-minute session. Most people opt for weekly sessions, but we can meet as often as you need to.
Payment is due at the time of service unless other arrangements have been made in advance.
Under the No Surprises Act, you are entitled to a Good Faith Estimate of expected costs before treatment begins. If you would like an estimate, just ask and one will be provided to you.
Superbills for Out-of-Network Reimbursement
If you're using out-of-network benefits, I'll provide you a superbill after each session upon request. The superbill will have the information insurance companies need for reimbursement.
Things to know:
Reimbursement amounts are determined by your insurance carrier.
Reimbursement is not guaranteed so it's best to check with your insurance company beforehand.
You'll submit the superbill to your insurance directly.
EMDR & Session Frequency
Most therapy sessions occur weekly, which helps keep things consistent and allows you to continue making progress. However, EMDR therapy often involves special considerations related to pacing, preparation, and integration.
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Because of this:
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Session frequency depends on your individual needs
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You may benefit from more frequent sessions during certain phases
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Or you may need to space sessions out to allow time for processing and integration
If you're wondering if we're a good fit, learn more about me and my approach to therapy.
Accepted Payment Methods
Credit Card
Debit Card
HSA
FSA
Questions About Insurance or Payment?
It's important for you to have accurate and transparent information about our billing practices and the cost of therapy.
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If you have any questions or want to know more about insurance and payment, please contact us.
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You can also read client testimonials to learn about others' experiences.
You can also call or text if you have a specific question about insurance or payment.